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Under a digital currency the government or employers deems what's necessary for you to buy. They'll control your spending and buying ability.
Digital cash could be programed to ensure it is only spent on essentials or goods which an employer or government deems to be sensible.
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Reference
Thrivetime Show, dir. 2022. Robert Kiyosaki | James Rickards Explains Executive Order 14067 | “If You Donate Money to Donald Trump, You May Find That Your Account Is Frozen.”
With Digital Currencies You Lose All Remaining Freedoms